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3. Natural floodplain functions and properties located in, or partially in, a mapped
Chesapeake Bay Resource Protection Area: Floodplains offer a broad area for
streams and rivers to naturally spread out and accommodate temporary storage of
floodwater, reducing flood peaks and erosion potential. When runoff is uncontrolled,
the floodplain can be pushed beyond its capacity, and areas that normally do not
experience flooding may flood as a result. The City currently protects these
floodplain functions through the designation of buffer areas called Resource
Protection Areas (RPAs), which are mapped.
4. Historical Flood Information: Knowing the history of flooding on and near your
property will allow you to better understand your flood risk and will allow you to
assess specific measures you can take on your property to mitigate this risk.
Purchase flood insurance:
• Homeowner’s insurance policies do not cover damage from floods. However,
because our community participates in the National Flood Insurance Program
(NFIP), you can purchase a separate flood insurance policy. This insurance is backed
by the Federal government and is available to everyone. Because the City
participates in CRS, NFIP flood insurance policyholders receive a reduction in the
insurance premium.
• Many people have purchased flood insurance because it was required by the bank
when they acquired a mortgage or home improvement loan. Usually, these policies
just cover the building’s structure and not the contents. Keep in mind, there is
typically more damage to the furniture and contents than there is to the structure.
Be sure you have coverage on your contents.
• Don’t wait for the next flood to buy insurance protection. In most cases, there is a 30-
day waiting period before NFIP coverage takes effect.
• Contact your insurance agent for more information on rates and coverage.
We know flooding can have a lasting impact, and we want to work with you to help you
understand your personal flood risk and explore solutions. If you have any questions or
need additional information, please contact our 311 contact center: online at
https://www.nnva.gov/311/Contact-Center, by email at 311@nnva.gov, or by phone: 757-933-
2311.
Sincerely,
Christopher M. Williams, CFM
City Floodplain Manager
Enclosures: Do you Know your Flood Risk? Factsheet
Fill up on Flood Facts Factsheet
City of Newport News, 2400 Washington Avenue, Newport News, VA, 23607
Phone: (757) 933-2311 Fax: (757) 926-8300
Website: www.nnva.govJump to an indexed page (75 of 75)