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2. Additional FIRM information: Additional information may include: areas
mapped and regulated outside of the SFHA, limits of moderate wave action, as
well as dam inundation zones. For questions or assistance regarding additional
FIRM information please email Mr. Howard Nelson at nelsonhr@nnva.gov.
3. Natural floodplain functions and if the property is located in, or partially in, a
mapped Chesapeake Bay Resource Protection Area: Floodplains offer a broad
area for streams and rivers to spread out and accommodate temporary storage
of floodwater, reducing flood peaks and erosion potential. When runoff is
uncontrolled, the floodplain can be pushed beyond its capacity and areas that
normally do not experience flooding may flood as a result. The City currently
protects these floodplain functions through the designation of buffer areas
called Resource Protection Areas (RPAs), which are mapped. For questions or
assistance regarding RPA maps, please email Mr. Howard Nelson at
nelsonhr@nnva.gov.
4. Historical Flood Information: Knowing historical flood information about a
property will allow your clients to better understand their flood risk and
potential measures that can be taken to mitigate that risk. City staff can provide
this information to you or the property owner or renter. For questions or
assistance, please email Mr. Hai Tran at tranhn@nnva.gov.
5. Help promote risk awareness and flood insurance:
• Homeowner’s insurance policies do not cover damage from floods.
However, because our community participates in the National Flood
Insurance Program (NFIP), homeowners and renters can purchase a
separate flood insurance policy. This insurance is backed by the Federal
government and is available to everyone, even properties that have
been flooded. Because the City participates in CRS, NFIP flood insurance
policyholders receive a 15% reduction in the insurance premium.
• Many people have purchased flood insurance because it was required by
the bank when they acquired a mortgage or home improvement loan.
Usually, these policies just cover the building’s structure and not the
contents. During a flood event, there is usually more damage to the
furniture and contents than there is to the structure. Help encourage
your clients to obtain coverage on their contents.
• Encourage your clients not to wait for the next flood to buy insurance
protection. In most cases, there is a 30-day waiting period before NFIP
coverage takes effect.
• Reproduce and share the enclosed factsheet – Do you know your Flood
Risk? with your clients.
City of Newport News, 2400 Washington Avenue, Newport News, VA, 23607
Phone: (757) 933-2311 Fax: (757) 926-8300
Website: www.nnva.govJump to an indexed page (75 of 75)