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1. Basic flood insurance rate map (FIRM) information: The City maintains basic
FIRM information that is needed to write a flood insurance policy including if the
property is in the Special Flood Hazard Area (SFHA), the date of the FIRM, the
FIRM zone, base flood elevation where shown on the FIRM and elevation datum
used on the FIRM. This information is mapped in GIS and available to property
owners and renters for their specific properties. For questions or assistance
regarding basic FIRM information please email Mr. Howard Nelson at
nelsonhr@nnva.gov.
2. Additional FIRM information: Additional information may include: areas
mapped and regulated outside of the SFHA, limits of moderate wave action, as
well as dam inundation zones. For questions or assistance regarding additional
FIRM information please email Mr. Howard Nelson at nelsonhr@nnva.gov.
3. Natural floodplain functions and properties located in, or partially in, a
mapped Chesapeake Bay Resource Protection Area: Floodplains offer a broad
area for streams and rivers to naturally spread out and accommodate temporary
storage of floodwater, reducing flood peaks and erosion potential. When runoff
is uncontrolled, the floodplain can be pushed beyond its capacity, and areas that
normally do not experience flooding may flood as a result. The City currently
protects these floodplain functions through the designation of buffer areas
called Resource Protection Areas (RPAs), which are mapped. For questions or
assistance regarding RPA maps, please email Mr. Howard Nelson at
nelsonhr@nnva.gov.
4. Historical Flood Information: Knowing historical flood information about your
property will allow you to better understand your flood risk and will allow you to
assess specific measures you can take on your property to mitigate this risk. City
staff can provide this information for property owners. For questions or
assistance, please email Mr. Hai Tran at tranhn@nnva.gov.
5. Get a flood insurance policy:
• Homeowner’s insurance policies do not cover damage from floods.
However, because our community participates in the National Flood
Insurance Program (NFIP), you can purchase a separate flood insurance
policy. This insurance is backed by the Federal government and is
available to everyone, even properties that have been flooded. Because
the City participates in CRS, NFIP flood insurance policyholders receive
a 15% reduction in the insurance premium.
• Many people have purchased flood insurance because it was required by
the bank when they acquired a mortgage or home improvement loan.
Usually, these policies just cover the building’s structure and not the
contents. During the event of a flood, there is usually more damage to the
City of Newport News, 2400 Washington Avenue, Newport News, VA, 23607
Phone: (757) 933-2311 Fax: (757) 926-8300
Website: www.nnva.govJump to an indexed page (75 of 75)