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Affordable Housing
AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and minority
concentration) where assistance will be directed
Geographic Distribution
Target Area Percentage of Funds
Census Tracts 15% to benefit low-to-moderate income
303, 304, 309 households
66% to benefit low-to-moderate area
Table 62 - Geographic Distribution
Rationale for the priorities for allocating investments geographically Discussion
According to the Housing study performed by Urban Partners of Philadelphia, these three census tracts
have the highest need for neighborhood stabilization and reinvestment into older housing stock. More than 41% of
the housing stock in these three tracts was built prior to 1960, meaning that they are 70 years old or older.
The residents of these three census tracts have a mean income under $40,000. Lower income households struggle to
maintain aging homes which leads to further deterioration of the housing stock in these neighborhoods. Over 80%
of the residents in these neighborhoods are also of a racial minority. Therefore approximately 66% of CDBG funds
will be directed toward repairs to owner-occupied dwellings, public works and building workforce housing. The
remainder is used to cover administrative costs of the programs.
All HOME funds aside from administrative costs are used to benefit low-to-moderate income households.
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